Unfortunately, ther'es no guarantee, because there are a lot of variables at play here.

If you're investing out-of-state, you're really going to want the buying power and reserve cushion that 100K gives you.

I would consider it, but living and knowing the Memphis market, the purchase location plays a big part.I see that this was posted in 2010, so I am assuming you have had many replies and probably don't have the property any longer.Tommy DouglasTDHomes4U LLC

Most sponsors who have actually survived multiple real-estate cycles, say that simple staying power through inevitable downturns is the most important key to long-term success.

If tariffs come into play, or any conflict those products become nonexistent and when we switch to a different country source, they will have tripled or quadrupled.

As for the owner portal, it works but I really haven't played with it too much from an owner's standpoint, so I'm not as familiar with what all it does and doesn't provide as I should be.

One tool I already have is PropStream, which I know can be incredibly powerful.

A HELOC gives you flexibility since you can draw as needed and only pay interest on the amount you use, which might be useful if you’re not sure exactly how much you’ll need upfront.That said, it’s important to compare the interest rates between a HELOC and your expected returns in the stock market—if you’re making more in your investments than you’d pay in interest, it could be a good play. 

Play the long game and focus on rent and home price appreciation.

If you co-sign, the loan will consider both your incomes but also both credit scores, so her credit could impact the terms or buying power.