If the revision doesn't go through but you are confident about comps, it may make sense to get a new appraisal with a different program!

So, you say will I want to take some cash out using the 200k value but most programs will require you to wait some period of time from 3 months up to 12 months for conventional before you can use that 200k value to pull cash out.This seasoning does NOT apply to delayed financing as I mentioned in my post above.  

. , I didn't want it to loose that tenant so simply i helped him to get " energy assistance" this is a program to help people out if they can't afford heating bills , I don't know if it is in your state so you my want to check this out.

Since the last time I was online, I have grown the investing to fix and flipping and a portfolio of 4 properties that are producing passive income.  

I've found deals in local online groups on Facebook, simply asking people for what I want. 

Checked info online and should be getting some sort of updates, but nada.

I think I've talked to maybe 2 tenants on the phone so far, and I didn't mind because there's a lot of scams online.

This was through the Veterans Affairs home loan program.

David, are your credit literacy and other presentations posted somewhere online?

There are also many online calculators you can use if you do a search for them.