Curious why any tax pro would argue with that.If filing state tax returns did not take any time or money, then there is no harm in filing them.

Would that be, for example, if the PM says, "I manage a duplex for John Smith in Turlock," then I call John as a reference, ask John a few questions, and then ask John the address of his duplex so I can later look it up on the county website and verify if he is the owner?

I've done (and others have too) seller financing where little or no cash is involved at closing.

We hate to call it "hard money".

That means 500 calls a day finding motivated discount sellers.Probably other positions too, but that's a start.Are you getting any good finds on the house hack? 

Plan on staying married no matter how rocky it gets, work through it, it's worth it. 

You can start by not calling us Boomers, lol.

With no points to the lender, the rate would be 9.99% with a principal and interest payment of $2165.

Next time give them a call or email/text to let them know the notice was mailed and what it contains. 

With on market deals like this, there are two scenarios: 1) you see something that no one else sees OR 2) everyone else sees something you don't