If they are filing false complaints it’s one thing but if it complaining and it’s true, even if it’s minor in nature - that’s more an Airbnb issue and they know how to game the system.Reality to is if you get them to stop whose to stop them to ask a friend etc.Your best bet is to talk to them and find out what the Cruz of the issue is

Is it natural or are there others that have lost sleep when they had/have first started out?

Banks want you to have "Skin in the game" in other words they want you to have your own money at risk.That said just because you can do a deal with 100% financing does not mean it is a good deal.

Securing 100% financing for a project is quite rare because lenders typically want you to have some skin in the game.

The more research I’ve done and the deeper into the process I get I’ve noticed that I’m starting to lean towards appreciation instead of cash flow due.Is this a natural line of thinking?

The homes we build will continue to stand long after we're gone, providing homes for generations of families.Focus on giving more in value, and the rewards will naturally follow.

To put it simply, I’ve been told that I do not have enough skin in the game myself in order to cash out some equity.We bought the seller financed with only a $30,000 down payment.

Its just human nature to buy or change lifestyle as one gets more successful but not at the expense of pilfering the projects. 

If you have no skin in the game, you'll usually start at 50% equity and work your way from there depending on what you can offer.But doing 10 deals a year with a partner is much better than doing 1 or 2 deals on your own. just be open and flexible to make a deal that's mutually beneficial

:)Let me first assure y'all that this back-and-forth between Sean and me is in good nature and friendly.