On the long term each of them has the same total fee, but they are packaged differently and their earning mechanism are also different.It is true that the front load of these product is high.

By your own admission, "she doesn't need the money," so why set yourself up for failure?

If you can financialy shoulder a main failure then roll the dice if all signs look positive, If it would break you then pay the 200. 

Failure to do so places the assignor in violation of these statutes and provides the titled owner with a potential way out of the contract.

General BIO of past success's and failures.

Failure to comply with program requirements.6. 

We sub out all electrical, mechanicals, plumbing, and some exterior and flooring. 

The situation you describe is ripe for failure , and an expensive one 

If you do collaborate with investors, I would be interested in learning more about your investment model and the specific mechanics of how you structure those partnerships.As a new investor, I am open to exploring investment opportunities and potentially partnering with experienced professionals like yourself.

AS we know failure to pay tax or insurance is an event of default so one can quickly move against the asset if the borrower is not adhering to the terms of the DT / Note.