![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3167540/small_1736485641-avatar-rubend63.jpg?twic=v1/output=image&v=2)
10 January 2025 | 3 replies
I wanted to get back in the game again but don’t have much in reserves that most if not all HML require.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2392904/small_1694697007-avatar-leeling.jpg?twic=v1/output=image&v=2)
10 January 2025 | 8 replies
Piling on...all occupants who are 18 or older (or legal emancipated minor) should absolutely be required to make application.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2072648/small_1673210711-avatar-denisec89.jpg?twic=v1/output=image&v=2)
21 January 2025 | 18 replies
Once you hit a certain number of loans (check with your state dept of banking and finance or dept of business regulation), they might require you to have a license.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1517489/small_1633984218-avatar-heatherb117.jpg?twic=v1/output=image&v=2)
13 January 2025 | 6 replies
Requiring occupant to have renters insurance is another possibility for extra protection.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/900203/small_1737159292-avatar-nicholasa52.jpg?twic=v1/output=image&v=2)
22 January 2025 | 9 replies
Now, you can get some wholesalers but they usually don't know if the property will fit the requirements and regulations but you can learn that from the Realtor.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3176742/small_1738214041-avatar-nickc733.jpg?twic=v1/output=image&v=2)
4 February 2025 | 10 replies
You're going to have to scrap like crazy to break even - think rent by the room, short term, mid term strategies that require more work.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3049918/small_1731094448-avatar-frankp228.jpg?twic=v1/output=image&v=2)
12 January 2025 | 10 replies
I am sure the interest in that hard money isn't great.All DSCR loans I have seen require at least 12 months.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1425564/small_1721750830-avatar-alana69.jpg?twic=v1/output=image&v=2)
14 January 2025 | 9 replies
This apartment required a cosmetic renovation that is going to run me around $27,000 to redo.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2429518/small_1697074821-avatar-alejandrom122.jpg?twic=v1/output=image&v=2)
4 February 2025 | 31 replies
I would be happy to go over some of the requirements for getting a mortgage in the US as an international investor.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2844133/small_1695613013-avatar-jasonh984.jpg?twic=v1/output=image&v=2)
4 February 2025 | 9 replies
He offered to sell it to me with owner financing for $400,000 and only required 10% down, so I jumped on it.