For example, I am a little concerned about some aspects of the business cycle recovery and a potential for a double-dip so I lean toward the safest part of capital stack which is debt (or low-debt equity).

By exploring options for cost-effective utility usage, such as installing low-flow fixtures and implementing irrigation systems, we can significantly save on water expenses.To keep things running like a well-oiled machine, you’ve got to have a rock-solid asset management plan.

If it's related to nonpayment of rent, the changes they appeal is very low. 

Instead:401(k) loans: They’re low-interest, and you’re paying yourself back.Roth rollovers If you can afford the taxes now, this gives future flexibility.Creative financing: I’ve seen clients leverage partnerships or seller financing to limit retirement fund withdrawals.One thing to consider: real estate markets today are vastly different from a decade ago.. so opportunities may require extra creativity.Have you looked into specific deals yet?

Arthur - As I mentioned to another poster above, please call the SEC and give them all the details about your interactions with RADD, about company insiders looting their investment capital in the bright light of day through the use of multi million dollar promissory notes between the Mendenhall family and the company, that they've been paying their sales force in Ontario and Pennsylvania via 1099 and that a review of the real estate assets in Philadelphia newspaper and Texas that is subject to foreclosure litigation does not match up to what they should have been purchasing based upon what is described in their sales presentations.  

This will shine a light on the areas you have gaps.

It's a game-changer where you can buy a $1,000,000 property with $35,000 down, you can build equity while keeping living costs low.2️⃣ Partnering Up:Real estate is a team sport.

Since you are using an FHA I’m going to make an assumption that you are putting a very low down payment on the purchase.

Once complete, refinance into a low or no seasoning DSCR loan.

Some people are growth-minded, which means they are willing to help for a low cost, or not much compensation knowing that the more conversations they have will lead to more clients.