New paint, outlets, lights, and cabinets.

Pumps break, lights break, and keeping the deck and any deck furniture cleaned also carries costs.

.$1mm liability seems light for commercial.   

So I didn't go into light heartedly. 

@micheal bereslavsky  Good afternoon,I would also be interested to find out if there is anyone who could shine some light on there experience in investing in Panama.

Just be prepared for tenants that can't afford to mow the grass, or change light bulbs. 

By 2019 standards, it's light theming. 

On paper I'm ready - I have the money, I've done the research, I have well-defined property/neighborhood criteriaI, I have an agent, contractor, property manager, lender, etc.I'm targeting off market deals with light value add potential in an area with high appreciation potential.

I can shed more light on this for you.

With the $38,000 from the HELOC, you can cover down payments, closing costs, or even some light renovations on a new property.One strategy you might consider is the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat).This approach lets you leverage the equity in your current property without sacrificing your cash flow.