Although the call was educational, I did not learn of these allegations until a day later.

I got skiddish and did not close.. same houses a year later are going to sale at the courthouse steps for 30 to 60k..

Makes total sense. 20 years ago Buffet said he did not understand how Amazon was worth even $10 a share. 20 years later he bought some at $1700 a share and said he made a big mistake 20 years back. 

We plan to go the most cost-effective route initially, and then adjust later as we build more experience/reserves.Thanks again for all the great feedback!

NAREB and the year might surprise you because it was 1950. 75 years of negotiating commissions later, there are more real estate agents than ever before, so clearly real estate brokering is different than stock brokering.  

Take a hit and refinance later?

Have learned a lot and would be interested later at others.

I had a new tenant move in and about 3 weeks later say the sprayer on the sink was broken.

Which can be used to later to buy more properties.

The house originally was a single family home, that was later converted to a 2 family.