Manufactured Housing Dealer licenseEach state is different but being that California is California and is know as one of the most heavily restricted states not to mention so left wing tenant friendly states, it wouldn't surprise me in the least if there is all kinds of regulation against what your trying to do.

Bankers are humans too and it’s just as much our responsibility as it is theirs to make sure they take care of our needs.When in doubt, pay for additional inspections for added reassurance.  

Giant, bureaucratic corporate behemoth must have SOME human being with actual knowledge and the willingness to disperse it, right? 

No human error in typing it in.

For example, our cabinetry was 40% less than our lowest proposal because I took the time to go directly to a manufacturer and become a dealer (there's a lot of mark-up in cabinets). 

You are correct, if the home has been moved more than from the factory to the site or the dealers lot to the site, then all conventional and government financing is now not available for those properties. 

I’ve noticed drug dealers always have a big wad of cash .

I do not know about others but I have never, not ever put profits over human health and well being.

Someone probably forgot to check one of those boxes, humans are humans.

I've seen a couple of properties in Springfield especially with a sign from the county, something along the lines of "this property is an environmental hazard due to lead, unsafe for human occupancy, especially for children under the age of 6 and pregnant women..."