My apartment bldg has 6 units, so it's a commercial loan.

I see why folks are asking this company says they do 100% loans for purchase and rehab with a whopping 620 fico..

If scaling quickly is your goal, DSCR loans are a great tool for the refi portion since there’s no 12 month seasoning requirement like conventional loans, and DTI isn’t a factor. 

Almost every realtor has several investors ready to invest at least $2 million in cash.If you’re planning to use hard money loans, agents won’t show properties without prior proof of funds.I’m curious, is this a general market trend in Ohio or just this particular realtor’s approach?

Bank pushed us to 40% down payment so also executed a $85K seller carry-back loan to cross the finish line.

You're likely looking at a 25% down loan for a non-owner occupied. 

I believe your loan could get called if you transfer ownership to an LLC without consent of the lender, especially a brand new LLC that does not have two years of tax returns.

@Patrick Roberts & @Tim Delaney- which lenders/ loan types are good for 80%?

Buy a 4-5 bedroom house and rent bedrooms.

My belief is that you will be challenged to realize a 10% savings loan n your first effort and there is some chance it will cost more than if you used a GC.