It's worth it and takes no effort. 

None of these are deal breakers but do take time and effort to ensure compliance.In your experience, is there any difference between Fannie and Freddie loans with regards to the ongoing reporting requirements for the borrower? 

I'm generating a lead form ABB and then I'm going to take their potential revenue for that effort...that is theft (I'm being a bit polemic, but the point is there).

If you make a conscientious effort to avoid liability exposure you more than likely are operating your business in a manner in which claims will be covered by your insurance and your name will remain out of the docket. 

I have limited knowledge of Sub To deals, despite Pace Morby's excellent efforts to make Sub To well know (Sorry, Pace, it's me, not you!) 

(ICF Global Coaching Study (2019): Rates and trends for coaching in high-net-worth areas.)

Alternatively, and again this may not be worth the effort, in all Sub docs, there is likely a formal notice address.  

It's making me want to be very cautious on my expenses & ultimately not want to put forth the usual effort as my work is not being fully appreciated.  

All I have so far is a money judgment from the courts in an effort to recuperate some of the money through wage garnishment.

You might feel like the effort doesn't justify the cost, but she was involved on the initial showing and that's what demonstrates the agency between you two.