Most of the horror stories I know of are either because (1) it was during the pandemic and tenants were taking advantage of it or (2) an exception was made on the vetting process when it shouldn't have been overlooked. 

There are a handful of lenders that do not have this requirement or you can request an exception if you have compensating factors.

There may be some exception if you previously identified that tree as dangerous/sick/etc and brought it to the owners attention.

There are some exceptions to that as I mentioned that have been done in the past, but again that would be through an escrow account, etc.

Maybe it's best for me to test things this fall and winter and offer, as @Chris Watson suggests, a 7 day min with no mandatory check in/out days (except Saturdays) and see what people generally prefer...Thanks everyone for all the feedback!

Multiple offers are now the rare exception, not the norm.

I’ve noticed, like you said, that everyone seems to do things a little differently when it comes to house hacking, and analyzing deals is no exception.

Agreed on all except the LI. 

That typically isn't allowed for a non RE pro (with exceptions/limitations).

Hi Stetson,I own a STR in Flathead County that performs exceptionally well.