A blank word doc that I can edit, save and send myself would be ideal. 

. $45k from several unexpected large repairs (water leaks, roof collapse, siding rot, plumbing main line, etc.)These issues are also causing me to rethink the assumptions in my model, increasing my vacancy rate from 8% to 12%, repairs from 5% to 20%, and capex from 5% to 20%.

We do C/D properties.   

I have failed with the google docs method and my last time tracker was too complicated for that I needed.

(Mobile, Al) The two banks I tried to see what the numbers would be regarding a cash-out refinance, they only do 75% of the purchase price + construction cost and not 75% of appraised value that I’m used to.I did try a DSCR refi, and after several paperwork being submitted, credit score ran, appraisal bought, only to have my numbers change before signing the docs for closing-so that was a dud.My question, who do you know that’s a reputable Union or bank that’s doing at least 75% of appraised value?

If the roof is leaking on the mobile home , and its been leaking for a long time , you are looking at a lot of work and money . 

Also had a second floor leak with pools of water on it, soaked it up with a towel and still good to go.

I know I would need to establish an association with declaration, condo docs and such, get city approval and have a surveyor involved. 

Also - Check your HOA governing docs to see who is responsible. 

I had a plumber refuse to use supply valves because he couldn't verify that they were new and so if there was a leak he couldn't warrant the work.