I would suggest setting up to get paid via direct deposit or another digital medium.

The realtor stayed downstairs, sitting on the arm of our couch, while the family (one of which who had a backpack) walked around our house alone. 

I was getting interest rates that were slightly over 7% for a fixed, and I recently learned about the 5/6 ARM through my local credit bureau who I had financed my car through many years back.

Most 2nd position lenders will want the investor to have skin in the game (invest their own money) AND be paid a double-digit return.When you purchase property, you ALWAYS need to have reserves, but in this scenario, you really need to have reserves since you will need to make 2 large debt payments every month.

LTV is typically limited to around 70% and rates are in the double digits.

If you go into multifamily and you know how to reposition a property and increase NOI, you can generate 7-digit windfalls in a couple years.REI is a LOT more active than the stock market.

First thing I thought of was you know digital docs can be faked, right? 

Make sure that you posted the property onto a digital website like Zillow, and always ensure that the tenant fills out the proper paperwork, so that you can review their background.  

All transactions involving your 401k must be 'arms length'. 

Digitize physical receipts for easy storage.