I'm not an loan officer, but I know some banks locally like ORNL Credit Union have offered a 0% down conventional loan product.

But you have to ask proactively, and be mindful of how long you stay in forbearance to avoid long-term credit issues.🔹 Insurance Challenges – Even when insurance pays, it rarely covers the actual cost to completely rebuild.

Yes, there is time expense, a hell of  a lot more than your giving credit for.

Real estate takes many years to be able to support yourself, and that’s if you do everything right and the cards fall into place.

You might find a local credit union or community bank that will go to 95 -100%.At one point I called 2 different VA Regional Loan Centers regarding this section in the VA lenders handbook:Assumability - The second mortgage should not restrict theVeteran’s ability to sell the property any more thanthe VA first mortgage.

Similarly, a credit report fee upfront is reasonable, but these can often be avoided as well.

WE dont pay a fee for the credit line as I mentioned just 1/2 point for each new loan..

The sub 550 credit score people come out of the woodwork to apply for this home. 

B) pay all the remaining rent but I’ll credit it against the kid’s rent next year.

If you have some capital, income, and decent credit, buy a 4-5 bedroom house and rent bedrooms.