I met @Marsay (aka The Property Pastor) here on BP, and we corresponded via email a couple times.

Glad we finally got to meet in person after a year+ of virtual-only correspondence.

(People deposit their savings)Local lenders, direct non-bank lenders, correspondents, or mortgage brokers (whatever name you want to use), are where you want to go for purchase mortgages and cash out refinances.

The last email correspondence from them stated the I would receive my final funds by the end of September.

Keep all correspondence with tenants.

I also have a PMB that I just opened.What address should I be putting on the title/assignments/correspondence?  

I might recommend an internet search for "CPA 990-T {your city/area}"In addition to the federal tax, you will likely have a corresponding California tax and/or tax in the state where the income is generated.  

The corresponding weakness that a weak or inexperienced buyer might underestimate is that less down means a higher loan balance.

The portion corresponding to the $190k against the old rental, and the portion corresponding to the $150k against the new rental(s).

I can’t say that increased foreclosures will correspond with equally as favorable lending conditions, so right now seems pretty good if you have the capital lined up.