With how old NYC's buildings are, everything has to be grandfathered in until the city calls for correction which will happen when he lets the inspector in.

You hired evictthemforme.com and they represented you correctly.

I was recently corrected as I thought 12 states required license but it’s up to 18 states now from what one of the BP experts let me know.Department of real estate for re brokernot sure on the cfl.

Specifically, the cost to have it corrected is now a known material fact. 

We are active in Spain and personally bit by bit getting into Portugal as well.Quick question: is refinancing possible in Portugal (BRRRR method)?

Was I correct in my statement?"...

Both answers are correct.

So it's not correct to say you cannot depreciate real estate in an IRA.  

True although the fires this year just adds to the reasons to leave California (excessive taxation and regulation, overbearing political correctness, downtowns littered with feces, etc.).

And of course being in a first position loan is ( everything being equal) the safest position if the collateral has been valued correctly..