conventional so no assumable for me then.Quote from @Jay Hurst: Quote from @Christian Latimer: Conroe, TXMy friend is moving.

@Kala SamuelTo start investing in real estate, define your goals and strategy, choose a market with job growth, population growth, and rental demand, finance your first deal with FHA Loan, conventional Loan, or Hard Money Loans, find the right property, build a support team, make offers, inspect the property thoroughly, and manage wisely.

If you can qualify for conventional financing, a HomeStyle Renovation loan by Fannie Mae will let you do property improvements and not need to do a refinance once completed! 

I think you have about 90 days to move into the property for an owner-occupied loan but I am not sure if that differs between FHA vs. conventional - @Zack Karp or @Jose Valdovinos could confirm that...Either way, I'd follow the advice of others above...give the seller two or even three separate offers that work for you. 

Here's a quick breakdown of why they might be a good fit for you:No Personal Income Requirements (No DTI): Unlike conventional loans, DSCR loans don’t rely on your personal debt-to-income (DTI) ratio.

This exact reasoning is what's drawn me to digital marketing and copywriting as the best way to attract motivated leads.

My wife bought a condo for 178K with a conventional mortgage (10% down, 4.25% APR) in 2019 before we were married.

hahaYou know I love you mateThey have various inspections CheaperDigital and easy to understand portal Best if you need to do more inspections over a year as all data is tracked and in the same placeNo BS PDF’sWe love them mateThey are another component that we added in order to pretty much make our entire operation digital and to not be dependent on local and incompetent folks 👍

Leveraging an owner occupied loan, putting as little as 5% down with a conventional mortgage (I have lenders that will offer NO pmi as well) and buying a multi family will fast track your REI journey. 

I have heard of a decent amount of people either investing/ living in Bali, it seems to be a pretty big hub for digital nomads.