Quote from @Mark R.: CA flipping can be very different than TX depending on where you were doing it... ie.

Their insights highlight the necessity for a careful approach to vapor barriers and insulation, emphasizing compatibility with the building's original design and moisture management needs.Here's the plan:Ceilings/Attic Floors: Elevate insulation to R-38 or above, incorporating vapor retarder paint or smart vapor retarders for optimal moisture management.Walls: Boost insulation to R-13 or more, utilizing smart vapor retarders or materials with adjustable permeability.Basements, Crawl Spaces: Increase insulation to R-19, targeting ground moisture and internal humidity control.Materials: Opt for eco-friendly, breathable insulation and vapor barrier materials that preserve the building's historic charm.This meticulous approach elevates the property's energy efficiency and moisture management, enhancing its value and ensuring a profitable return without compromising its architectural integrity.I'd like to hear your thoughts, experiences, or any advice you might have on integrating vapor barriers and insulation in renovating historic properties.

If she withholds rent without following these steps, start her termination: https://caretaker.com/learn/requesting-repairs/withholding-r...2.

Quote from @Ricardo R.: @Albert Johnson you shouldn't have the Tenant do that.

For example some people want wood floors and granite counters in their personal residence, but may not want that in their investment property, if that makes sense.As @Mark R mentioned, we don't have a lot of duplexes here, like other parts of the country. 

I'll need help to creat my R/S account to start investimg.

The lender does IMO… Nobody declares bankruptcy if they own properties with cash unless they make dumb mistakes and cross collateralize.The cash investors might loose money but they won’t be bankrupt.Also, only when you build a base of 3-4 properties with cash, and fully understand the true income of your portfolio after consecutive years of performance.

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Quote from @Malik R.: I'm unable to find a sample adverse action letter with Zillow as the screening/consumer reporting company.

This doesn't include the benefits of (1) appreciation, (2) depreciation, (3) R/M write-offs, (4) scaleability, (5) flexibility