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I have some lined up but will need more so I appreciate all the feedback/concerns as I start to shop it around. 

Buy a fourplex so you have a place to live and three rentals to cut your teeth on.

I assume cut value by 20%?

Back in the world of 3% rates, you could get a HELOC instead of the primary mortgage and lower your daily balance and cut down the life of the loan significantly.  

In short, don't cut corners and it will profit you later.

I am very concerned about so many investors being presented with questionable marketing practices and charging such high prices for information.

Hello BP,
New investors , how are you locating easy hard money lender or Pml ? w/o strict credit requirements

On average, we see rates eventually drop to around 37% lower than where they started at the 1st cut by the end of the rate cut cycle.

While I use it primarily for noise concerns (it alerts me for sustained +80 decibels), it's also handy for cigarette smoke and tracking temperatures (in addition to our Ecobee thermostat)- sensors on all exterior doors and possibly windows (which you might have via smart locks for the doors)- exterior camsA recent guest for reasons only known to them set the thermostat to cool and 60F in the winter (where it's currently a balmy 11F).