Even thought I would be able to rent all units out I wouldn’t feel comfortable putting that much capital into one property.

Or at the very least be comfortable working a job but knowing that I don't have to if I don't want to.Options I’m Considering:1.

Owning the property outright allowed him to address those costs comfortably and even negotiate a better deal on materials since he wasn’t rushing to meet a lenders timeline.Given that you want to learn and scale gradually, cash is a safer way to build your confidnece and investment foundation.

While it's true that locking in rates for a longer term can seem counterintuitive during steep yield curve normalization, you can remove prepayment penalty altogether if you are comfortable with a higher interest rate.

Ensure the plumbing and electrical connections are regularly checked for any leaks or faults.Lighting and Fixtures: Modern light fixtures and ceiling fans add aesthetic value and comfort.

Interesting strategy but I don't think that's one we'd be comfortable with.

Just my two cents, you really need to do what you are most comfortable with. 

Although, initially the property was for personal use then things happened were I wasn't comfortable with the area and the extra space so I decided to rent it out, now its on section 8.

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I'd try to find something closer to turnkey, but make your space comfortable.