However... the trouble is with many folks out there is that it's tough to get a part time job outside of your full time job.. plus it's tough to figure out what you can do... and how to do it...That is precisely why I decided to execute Jeff's formula in action.... 

Your mortgage payment does get locked in.2% inflation... you get the idea.And, finally 3% inflation.This small change alone, has a pretty significant impact on your net worth if you assume that you put your savings into the stock market and could magically earn 8% per year from that (which I feel is optimistic).Here's a chart showing the difference in net worth between the 4 scenarios.And here's a zoom in showing just month 480 at the very end.Much of the difference in the networth is from being able to save more money and invest it in the stock market (since the one property you own is the same for all 4 scenarios).

Seems like the cap rate has gone off the charts and is just not worth it.

The chart below might give you a good perspective. 

Other charts, graphs and information from some big real estate players makes sense that real estate will not take a big hit during the next recession.

You are still going to have a long of trimming/contouring of the plank to get a good fit....just not as precise if you have the quarter round going over the joint.....but then you have to spend time contouring the quarter round to get good fit at each jointEither way you will be spending time with fine tuning the fit....no way around that.

Here is a chart showing of a tenant applicant based on credit score and based on income to rent ratio:

That same $100,000 investment in the S&P 500 would be worth $255,000 on March 1, 2017, as illustrated in the chart below.                  

QuickBooks adds this to you automatically when you do this through the Fixed Asset Account in your Chart of Accounts and by listing your expenses as a sub-account. 

You will see that there are short periods of depreciation (typically less than 5 years) but in general the chart will show ever increasing RE prices.  5) Do not fully discount equity pay down.