You can buy part of a note or perhaps a small note through corporate entities, crowd funding, 506 entities under SEC, but guess what, the SEC only authorizes the formation and operation of pooling investors, these set ups absolutely do not give license to sell or trade stocks, bonds, mutual funds or mortgages as a broker dealer, those requirements are in addition to the pooling of funds authorizations.

Because (while I know emotions aren't supposed to lead the day on this!)

Not that these aren't needed but you can shop around.

Personally at the spot I am in now I would probably pay cash, as I don't like debt and interest rates aren't that low. 

In Chicago or San Antonio, it’s a similar hustle... you build the right relationships with smaller property managers who know local investor groups, and suddenly you’re the guy who can feed them deals they never thought they’d find on BiggerPockets alone.As for the fear of getting stuck with a contract, it happens less often when you’ve done your homework on the numbers and aren’t overselling some mediocre deal.

There used to be some landlord seminars for Dallas Housing Authority ever so often, so that might be a good place to ask if they are still doing those.One thing to think about is if Section8 might be subject to the DOGE cuts?

Then, there’s paperwork to finalize with the local housing authority, and finally, you start getting rent payments.

Multi family loans under $1,000,000 are certainly more difficult to obtain because they don't meet the minimums of most companies and most local banks aren't so welcoming to out of state investors. 

The numbers aren't real For your first investment, Be boring.

If they aren't, then you might ask for anywhere from 2-6 months of rent upfront.