In tough markets in California I am used to getting an inspection done pre offer so I can offer with no continency whatsoever.

AI am Using comps in the area "recently sold homes" with the same square feet (roughly) and same amenities.

I am using this loan to obtain an 8-10 unit. = With that said, I would still consult with a lender and this isn't advice. 

I am using most of the same numbers for all of this in my initial analysis as I want to be very conservative with my numbers. 10% for property management, a higher amount for insurance (depending if the property is in a flood zone I will add more) and maybe $150 in utilities that I would have to pay month to month.

It amuses me to see panhandlers stopping traffic in the shadow of billboards and signs seeking HELP WANTED. 

I am using very simple bylaws so I did not feel like I needed to hire an HOA expert to write these up.

@Christopher Smith I am US citizen and live outside of Boston.

So as I look more and more into San Antonio I realize that the site I am using "areavibes.com" does not rate very many San Antonio neighborhoods favorably.

So as I look more and more into San Antonio I realize that the site I am using "areavibes.com" does not rate very many San Antonio neighborhoods favorably.

But you can usually take the Gatlinburg Bypass or Townsend entrance and go around most of the traffic.The Arts & Crafts community on the East side of Gatlinburg is usually a little older crowd, and is not as crowded.Pigeon Forge is a little younger, and has a lot of amusement parks, rides and shops.Let me know if you have any specifics on what you want to do.