FWIW I am only concerned about cleanliness when we rent...and that they allow dogs. 

Although in the last couple deals most have come out as 506C deals where only accredited investors are allowed, there are still 506B syndications where you can be a sophisticated investor (self proclaimed) so you don't have to be accredited.

But IRS allows an IRA to be invested in anything except life insurance and collectibles.

Quote from @Jemini Leckie: Hello, I am trying to understand the Orem, city code to determine if I am allowed to rent my basement ADU that I currently live in two a couple cousins and their friend.

Can anyone on this thread recommend a DSCR lender who allows Padsplits?

After 2 years you can apply for a “Rent consideration” (I think that’s what they called it) as long as you still live there and that may allow you to increase rents by more than the annual allowance (probably designed for unit that are very low rents).

Can't say I enjoy real estate, but enjoy what the money allows me to do :)

Most DSCR loans allow LLCs to hold title and sign the note.

We have internal funds, our passive note platform, lines of credit along with over 10 institutional capital investors that allow us to provide a variety of loan programs to fit the needs of residential investors from wholesalers to flippers to BRRRR or turnkey investors to land and residential developers.Kevin HillCEO - Aloha Capital

Pooling the funds together allows me to maximize every investor dollar and minimize idle cash.