You're probably not going to find a better rate than 3.75% and anything lower will be so insignificant that it won't make a dent in your payment (e.g. if you somehow magically found a 2.75% loan, you'd save only ~$116/month - nice, but not life changing). 

That IS a nice chunk of money, but be careful because it can disappear rather quickly with a few poor decisions.

It is nice to know that there is a great potential in the city since the others are beginning to flood with people.

When I was stationed in San Diego, there was a famous bail bondsman whose advertisements were: "It's better to know me and not need me than to need me and not know me." 

Unfortunately me not being from MA makes this search even more difficult but I guess i'll be giving the city a nice drive as I did for worcester! 

He has a nice 30 foot boat , its name is  " Contract"  Now he puts that boat up on his 150 ft yacht .

To keep it short I already have a 3 unit property thats been cash flowing nicely for 6 months in Massachusetts.

It would be nice to share ideas.A few more specifics: - I’m interested in single-family or small multi-family dwellings in A or B zones- The closer to the West Coast the better, but that said, I’d be willing to go all the way to Nova Scotia if that’s where the math works best...ideally I’d like to follow the one percent rule - Random detail: I’m actually a poet looking to support my writing habit through sound investing.

Those will cash flow nicely, but there isn't as much on the equity capture, so it's a mixed bag depending on your goals.An alternative in the meantime is to look into being a passive investor on other larger properties that have lead investors and watch how they run the syndication and their plan to improve the property.

If they’re wood on wood you’d be surprised how easy it is to make doors and drawers not slide nice with a coat of primer and paint!