I'm considering using them this year

Over doing this 30 years my experience has been that able-bodied applicants are turned off by that stuff in the shower.

I'm comparing this to investing in an ETF fund, which in the long term averages out to 10% returns per year. 25% down plus all all the closing costs and various expenses could be more than 200K.

We were able to get financing through Legacy Homes, the terms are roughly 10 years with a fixed rate of 7.9% for the first 2 years then Walstreet Journals Prime plus roughly 4% (Kinda pricey after two years potentially), 10% down which covers the home, taxes and transport.I have a third home coming in tomorrow and then I will stagger them out. 

Fast money, negotiable terms, and creative repayment strategies ensure I am able to maximize my yearly flipping potential.Hope this helps!

I bought a building with a partner several years ago.

Now that the market has turned rather south, recency fallacy tells us "short term rentals won't make money anymore, because they didn't this last year."  

Several of our out of state investor clients are securing very healthy terms on CRE including apartment complexes and industrial warehouse spaces with as little as 25% down and rates currently ranging from 5.5-%-6.75% on 25 year amortizations. 

When starting out, I think you should at least be able to get to your property several times within the first couple of years to en reasonable amousure everything is set up and functioning properly.

@Nikhil MascarenhasA couple of years back, my wife and I set up a very in-depth asset protection plan.