It's not just MO, but most states are set up with the same Work Comp laws.Besides making it mandatory for each to carry their own insurance, here are a few solutions some of my clients use,1)  Have the 1 man show purchase a work comp policy with "if any" payroll and exclude themselves from the policy. 

Has anyone ever done any lending with this private lender. I am about to sign a contract but he wants over 3,000 up front before he gives me the loan. I need advice.

Well, there are times when whole life is the best solution, then we had to have a more in-depth learning experience with me back pedaling.

or just put some lipstick on it and rent it..... last time I bought a property i was all goody goody as well as paranoid and got a mold inspection which now has that property on the hazmat list till i shell out some 20k to remediate it (which mostly seems to consist of guys wearing cosmonaut suits, just like in Ebola land, spraying a cleaning solution, and billing $100 an hour each.....- not to say that mold remediation isn't important, but maybe I could have gotten rid of some of it myself before calling in the mold specialists.) 

So our solution is to have him put 100% of the down payment down into the LLC. 50% would be his down payment and 50% would be a loan (no interest) for my down payment.

,Congrats on being persistent and finding a solution!  

Thanks Max - yeah, that's actually what the plumber suggested too, and I might consider that as a short term solution, but to be honest, I wouldn't put up with that as a tenant for very long (snaking a clogged toilet is not a particularly pleasant task), so I do want a more "hands-off" solution in the loner term.

I am highly motivated and rarely fail at anything, but when I do, I pick myself up, analyze the mistakes I've made, and provide an immediate and long term solution.

I am a recently new member to biggerpockets also I am a new RE wholesaler investor that has just opened the doors to my own REI company Wilson Property Solutions.

If any question remains open about a property before a contingency expiration date then that question needs to get answered, or if there is a problem a solution to the problem needs to be found before the contingency expires.