There are also no ratio products that do not require the property to debt service.

Hey BP, I have a family member in my community who's planning on leaving their property in a few months due to work commute and affordability.

Do we need to insist not signing for the month to month rent?

There is very poor response for the rental and many of the homes are lying around for rental for 2+ months.

Local PM also charges a first/ half months rent which I beleive Hemlane do not charge ? 

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – so, they often select the first PMC they call or that calls them back!

Recently I purchased a house did overpay 60K my offer was the second highest offer seller didnt accept that but they called me back after a month since the first offer didnt go thru, I gladly moved forwad and recently moved in however I dont like the house at all it is accross the cemetary I dont feel homy there a bit house is nice but I simply i dont love it!

You’re already giving strangers the equivalent of a cash gift every month.

Anything is possible, but being successful as an agent under 30 is incredibly hard, because clients usually don't pick agents that are much younger than they are.Always sail with the wind, it is easier.Getting into sales at a young age is a great idea, but I think you'll find it much easier (and make more money) doing something where your age is not in your way like flipping couches, washing driveways or selling lawn services.

Also, in Panama, there are expats (non-Pamanians) who only live in Panama a few months out of the year so they can try to sell real estate to foreigners.