Unless you keep all of your money separate and you don't mix any of your income after marriage with the funds you use to pay for the mortgage, you both own the property. 

We're seeing a mix of investors and owner-occupied buyers.

HLU CURRENT FOCUS: Type of Collateral: Office Buildings Apartment Buildings Shopping Centers Mixed Use Owner-Occupied Facilities Light Industrial Hotels/Motels Churches Gas Station/Convenience Store Vacant Properties (not land) Marinas Lending Parameters Overview: Loan Size:$1,000,000 to $50,000,000 Interest Rates: 11% - 13% LTV:Up to 75% on income producing properties CLTV:Up to 90% on income producing properties Origination Fee:3-8% taken at closing from the loan proceeds Loan Terms:1-3 years Cash Down:Borrower needs at least 10% cash into project (acquisitions) Letter Of Intent: If a prospective client meets our lending criteria, we will prepare a Letter Of Intent FREE of charge once we gain the following information: 1.Name and address of the borrower 2.Names and addresses of the principals of the borrower 3.A detailed description of the collateral including he entitlements (recent appraisal) HLU Lending Group, Santa Clarita, CA

I hope you are shocked.Now, calmly, on the other hand, if you are just speculating, that is, you are just happy with the general rise in the market, as long as all the old owners remain optimistic enough to keep on sitting tight so that there are few sellers, as long as enough high-tech jobs continue to pour into Portland (doesn't have to be many), as long as there is money in China looking for a way to not just disappear into thin air as in China it might (because at least here in Seattle that source seems responsible for most of the price-raising buying activity), then sure, maybe you are happy to pay 5.5% for the privilege of gaining that speculative increase in equity. 

Hi BP,I am ramping up my marketing and plan to spend about $5k a month to get motivated seller leads.I’m thinking of a mix between direct mail and online, but curious to see what recommendations/ideas the BP community has.Thanks for you help!

Robert RE investor at Denver tech center, CO 

No answer here, so that seems to confirm the above (cannot get the 3 parties around the same closing table).Now, to be creative, what if we come up with a mix of SellerFinancing and SubjectTo here:- Rehab/Fix/Get tenants- Refinance the short into longer term- SellerFinancing/SubjectTo deal with a 3rd party

Cracked heat exchangers can be difficult to spot unless the tech knows what spots to check on what diff brands etc

I have attached a picture of what this melted part looks like, and I'm wondering if part of the problem is that it might have been dirty while he was working, and dirt got mixed in with the melting, making it look discoloured.

Another out-of-the-box down payment option:   there is at least one local tech startup that is offering down payment assistance in exchange for sharing proceeds from AirBnB income from the property for a period of time.