Also, private money lenders are just that, private and not professional licensed companies or individuals.

He may tolerate that better than individual appointments. 

Not sure if you would qualify for subsidies rather than a dedicated utility company, in some places you do not want to play the "utility" game, this is very location specific.It is best practice if you can have them individually metered or submetered just charge what they owe separate from rent.

This allows everyone to make more money with less work since we can focus on our individual niches. 

However, all the information provided was best for those individuals on their journey.

Is there a way to set up an account that can strip out the $ for 5% vacancy, 5% capx, maintenance %, ect and automatically set up individual buckets for each? 

@Terran Schweikhart Welcome to Bigger Pockets - there's amazing advice and individuals on here to help you start on your journey.

It's worth noting, this individual is practically family to me, and I fully trust him.How should I go about looking for a broker?

The checking account is under my business name and they are added as an authorized user on that individual account but don’t have access to the other accounts that I have.

Btw, if you think mortgage fraud is merely a technicality that doesn’t get prosecuted, I know three individuals who served Federal sentences for mortgage fraud, one who was sentenced to seven years and served almost five.Have I ever actually seen or been involved in nothing down deals that where accomplished a sense fraud.