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I run comps a lot, and was noticing how values haven't changed much since late '22 to today. 

Small business optimism is down, mostly due to high inflation and weakening demand.

I did provide yard maintenance at his request when I first took over the property. about 1 year ago. 

I'd be careful - this kind of thing can put you at risk if you are wrong.A more effective way to do this that might contribute value to the world in some way would be to put together a reasonable, rational, and professional post, asking for feedback, and inviting the person you are accusing or highlighting of wrongdoing to respond. 

Go to meetups, attend auctions, host your own meetups, hit up EVERYONE in your sphere of influence and add value to/communicate with your database on a regular basis so that you remain top of mind.Just put in the work and try to be a better agent every day.

q=f8z5B-7KWMortgage DetailsHome value:$495,000Down payment:20.00%Loan amount:$396,000Interest rate:6.10%Loan term:30 yearsStart date:Aug, 2024Property tax:$6,000.00PMI:0.50%Yearly Home Insurance:$3,000Monthly HOA Fee:$0BalancePaymentsTaxes & FeesInterestPrincipalBalance20242029203420392044204920540150k300k450k015k30k45k Mortgage Repayment Summary$3,149.74Monthly PaymentPMInot required$99,000.00Down payment amount20.00%Down payment %Jul, 2054Loan pay-off date$467,906.17Total Interest Paid$500.00Monthly Tax Paid$180,000.00Total Tax Paid$250.00Monthly Home Insurance$90,000.00Total Home Insurance$37,796.87Annual Payment Amount$1,133,906.17Total of 360 Payments

Looking at the data you provided for Melbourne, FL:- Average rent is around $2,000-$2,100- Rents have actually decreased slightly year-over-year- There's a wide range of rental prices ($650 to $6,500)This suggests a diverse market with potential opportunities, but also some volatility.

Taxes are high and the growth is pretty meager, but if are looking for a place sub $200k that has some real year 1 cash flow, it's not a terrible option.

Hard money lender How did you add value to the deal?