Then I transferred my GI Bill benefits to my kids.

If you transfer them into an LLC, you may trigger a due-on-sale clause with the lender. 

Hopefully we can connect and share our research data :)

I know my bank allows automatic transfers of funds without a charge. 

While the definition of what constitutes a disqualified person is detailed and complex ( See IRC Sec.4975(e0(2)), the IRA participant will always be considered a disqualified person with respect to investing the IRA in real estate for personal use (whether for partial or full use).The proposed transaction would specifically violate the following prohibited transaction rule. transfer to, or use by or for the benefit of, a disqualified person of the income or assets of an IRA;https://www.irs.gov/retirement-plans/plan-particip...

This:"BUYER UNDERSTANDS AND ACKNOWLEDGES THAT THE PROPERTY MAY BE ENCUMBERED BY MECHANIC’S OR MATERIALMEN’S LIENS OR OTHER LIENS, JUDGMENTS OR ORDERS RESULTING FROM ALLEGED VIOLATIONS OF LOCAL ORDINANCES AND BUYER IS TAKING SUCH PROPERTY SUBJECT TO THOSE LIENS, WHICH MAY OR MAY NOT IMPACT BUYER’S ABILITY TO OCCUPY OR TRANSFER THE PROPERTY IN THE FUTURE."

But aside from that, I'm a creative and a natural data guru so I am really interested in all options and ideas - very excited.

So I found one on BP and used their calculator to see what a loan would cost, then I figured out how to properly enter the data in the calculator.

Once in awhile you'll come across Transfer-On-Death-Deeds @Renee Harris.

If you sell within a year, intent might not matter that much because both ordinary and STCG are taxed at the same rate. ( I am assuming you dont have a capital loss that could have been used by capital gain and you dont have pay 3.8% Net investment income tax based on how much you make).4) however, if you rent it out for more than a year, and sell it, and if you have documented you intent property, you would be paying Long-term capital gain rate.  5) no matter when you sale, you have to report rental income and adjust the basis as you mentioned. 6)I would not transfer the property in the GC business, for liability reasons.