Don’t use online resources as a primary source of data to base your decision making on when investing in RE.

They've used up their own capital and that of friends, family, and colleagues willing to invest with them but they still have access to more deals. 

Could anyone give me some tips about how to input the PMI in the expense side of the things on this online tool to better identify if this is the right deal for me?  

Ron Sohn I would try and troll local Meetup groups online in indy.

They can help you with portfolio's that are on the market.Getting access to off market portfolio's comes by having good relationships.

I have also gone through various posts and online but I havent been finding the actual numbers gameIs there a specific value calculator like Bob talked about?

Looking online GC liscense seems to be a pretty reasonable process to achieve??

If the down payment that you need equals the entire 70% to 80% in value of your SFR, then I would go with the cash out refinance and get a fixed rate.If you only need 20% of the equity for the down payment, can pay it off relatively quickly, and want the rest of the equity accessible for future use, go with the HELOC.  

If you are just going to look online and try to find something that seems to fit the 1% you are likely to be rolling the dice.  

There are many online sites where you can pay$65ish and they will send you a fabricated letter.