Your seller should also be of the understanding that they are NOT taking the deduction.

I understand that.

But even if we can get to that understanding, it will still vary a LOT by market.

. - Tax planning for 2022 and future years - Want to understand implications of doing STR and material partcipation rules. 

@Russell Brazil,I understand your point about DTI, but I was thinking more about the fact that we would exhaust a significant part of our savings to buy the multi-unit first and would likely have to save extensively for a couple of years in addition to what we might cash flow from the multi-unit to have enough to buy our single-family home next.

Hey David, I can understand your dilemma.

What you propose to your tenant is reasonable but understand that what she might be claiming down the road is likely to be quite blown out of proportion financial wise.Gail

But the odds of negotiating on one property and then having the other properties still available after 30 days or so is very slim. 

I understand everyone has their own opinions and preferences but please hold off judgement.

We always suggest being prequalified before purchasing a property since that will help us understand our numbers.