Credit cards are expensive, but not much more than hard money.

That is true banks don't like to lend for smaller amounts because the amount of time to do all the paperwork is about the same for a larger amount.

Cut up your credit cards.

Is this true?

I also had a joint acct with my husband on 2 credit cards which he never paid on time ( i wasnt aware he did this)What is the first thing i need to do to fix this?

Interesting if true because it would soften that 2 year drop dead time.

Once a land trust is established, the ability to trace property transactions becomes limited as state law establishes the right of the trustee not to disclose the true owner of the property or those with a beneficial interest.

The same is true with "professional tenants" who abuse the system in states that favor them over the landlord.

One thing is always in common: the people with the true deals will be your sellers.

Either of these are only good if they are true tenants.