The seller then assumes the first lien position as the mortgage holder, allowing you to negotiate the interest rates, terms, and payments creatively.

It takes some effort up front, but I think it would clean things up pretty quickly.

Rates, closing costs, and points also play a huge role in making the right move and can save you extra.You also want to make sure you have multiple terms like ARM products, Interest Only, No Prepayment penalties, etc.If you want to talk REI feel free to reach out I enjoy helping when ever possible.  

You may also be required to show credit history in your country of origin for favorable terms/higher than 65% LTV.

We cant agree on a price or terms yet. 

I feel like I have some value to give to a potential partner in terms of hustle and seeing some properties in my market that would be good brrrrs or flips.

As you gain experience, you'll have time to think about long-term goals and develop a plan to get you where you want to go.

As is price point.. this will give you a better long term outcome.if you buy way under median your getting into renter dominated neighborhoods and schools for sure will be bottom ranked.. instead of going East have you considered Vegas.. lowest prop tax's basically in the country. no big weather issues  desert landscape super simple to take care of.. and Stucco homes with tile roofs no big thunder and wind storms to ruin roofs etc etc.. you can buy nice rental house there is a solid B location for about 300k. just worth checking out if you never have..

My question for you more seasoned investors is, what policy terms must I make sure are part of the policy I end up selecting to ensure maximum protection of my asset?

Being a long term rental investor, I was curious what your minimum investment criteria are in mid-2024.