I never applied for a Unit that big and was wondering if I should try to get a loan (even though I don't get much income right now). and if how what is the process, is there a way to get the loan without putting money down, etc. the only reason I am asking this is I have no experience in this and it practically me jumping from one house to a 14-unit and am trying to figure out if this is a right move. 

This is a networking business your team will mean everything for your success. 

I want all my deals to have better than 80% chance of success, no matter what the market does.

It's disappointing because we've put a lot of work into these buildings and we were so close to the finish line of them being stabilized and would have been there already if he wasn't such a meddler.I've watched this guy use the same tactic of trying to threaten and intimidate delinquent and outgoing tenants with zero success and he never follows through.

What does the permitting process look like and getting the zoning changed? 

You can also check meetup.com or search Facebook for real estate investment groups, clubs, or meetings in your area.I've started that process and am super impressed at how responsive people have been!

Quote from @Dan Deppen: 1/ A lot of people are funding deals using hypothecations.2/ More people doing npn's in NY than I expected.3/ There are opportunities to table fund seller finance deals.4/ I suck at ax throwing.I am not an expert but a pro tip is to take half a step forward or backward, as much of the success is about the the ax sticking.

Are they reputable, easy process, things to look out for, etc. 

This is my first rental and the first application I've processed.

Overall it's a pretty straightforward and simple process.