The 'what you get' for the money factor is highly applicable from Brookings to Astoria and licensable STR coastal vacation rentals are still regularly attainable at workable terms, Luxury and oceanfront and lakefront properties tend to perform above the 10% of valuation in gross annual income for prime coastal STR's and as an example I've seen a $2.1 Million Oceanfront home produce $300k in gross annual income.

I agree with @Brooklyn McCarty ...Too much money to get in and too many restrictions.

Oakland is not a hands off market, but done right can make money.

Elite Tier pricing, usually reserved for The Home Depot customers after spending $100k in a year, unlocks meaningful discounts on renovation and maintenance materials.Save Up to 20% on Paints, Stains, and Liquids: Save up to 20% on paints, stains, and other liquid products from The Home Depot's extensive selection.

I had to choose between spending $18K for "not so great" policy, or agreeing to the improvements and spending $14K for a great policy.

Now my lender are debating if I have to rebuild the structure completely with the insurance money.

Recommend you spend some time researching your Austin market to learn how to evaluate potential rental purchases. 

They use this money to fund future FHA loans.

I just wish I had money because I know this is a great deal!"

Soon people will be spending nearly as much on insurance as they spend on their mortgage...