If you have previously treated this property as an investment property, one option you have is to move out of this property, move into a different property you own (or into a rental), and then do a 1031 exchange.

Or house hack with 10-15% down + closing costs but same % of reserves.Until then, keep saving in a HYSA or as "risk-free" as on option with some yield will provide.You're not situated to be an REI right now, just deal with it.

Real e­state investing can be an amazing option for he­althcare workers like yourse­lf.

The deals are a package and splitting them is not an option.

Conventional financing requires a minimum of 12 months seasoning, but you do have other options.

[Copied from my post in "General Real Estate Investing"]FUNDING UPDATE:
Hi everyone, thanks for keeping up with me and my undying drive to acquire this property (off-market value-add duplex in my market).
I spoke wi...

But I could not exercise my Option for the 1st 2 years and they had the right to buy my Option back in that same time period. 

If on the other hand you do them to save money then maybe take a closer look at your options.

I really appreciate your input and please know I am just a beginner in the space and very open to options.

Definitely a few more options to consider; like refi-ing and getting your cash out regardless.