I'm not sure if this would help but I am the owner of her officialDeath Certificate and in the (Informants Name) box my name is on it, I was the one who paid for her cremation and did all the legal papers after she died and I was the one who she left her Life Insurance Policy to as well as I am her 401K Beneficiary...

If the buyer can get their hands on the 95k you are right it would be a great opportunity to save a lot on interest for the life of the loan. 

My goal is to buy land and build my dream home within 7 years in NC and continue building my portfolio and ENJOY life while I'm younger(ish).I do work a job, it is 4 days/week FT. 

@Omar Khan From the way @Christopher Phillips described it, I think the objection regarding "quiet" is a lender's legal department being overly - and I think unreasonably - cautious.As to describing neighborhoods, I might say "look at the condition of the surrounding homes". 

) Check out the forums for an incredible amount of real-life experiences!   

I hate to get in a rush at any time and perfer to buy every single property I can in all cash others like to use other people's money because that makes sense to them and they do not mind dealing with loan and interest payments, they learn to use that to their advantage but to me that would not be an advanatage because of the way I want to live my every day life.

@Zach Schnoebelen - hey Zach, local to DSM now but spent most of my life in the Chicagoland.

Size and Sqft/ and condition.

You mentioned the roof is not in great condition right now.

As you go through life you want to take every penny of profit you can from any source when you can  tax free.