Or utilities?

You can read it here, if you like: http://www.grantland.com/story/_/id/6874079/psychic-benefits-nba-lockoutThe point is basically that NBA teams are typically awful businesses, yet shrewd, wealthy business people buy them, so there has to be some type of intrinsic value or non-financial utility that owning an NBA team provides to the owners, otherwise all owners would sell and the league would eventually shut down.

By the way, I don't think US Wide Financial serves all states, but I found them through bankrate's website using their rate search and so I'm sure there would be similar mortgage companies who also utilize this program.

Has anybody utilized this program before?

There are tons of additional threads and setting up new entities if your equity exceeds $250k in one, raising capital, utilizing blanket and other insurance to protect you from claims, keeping debt on product to discourage suits, using trusts to hide assets, etc.

If I am somehow able to utilize HARP does that impact my credit rating in a negative way?

(and many of those costs are unavoidable such as utilities, taxes, interest, etc)

Just needs counter tops finished in kitchen.Approximately 10 miles from where it's currently located I Have a site already with utilities.

The tenants do all yard work, snow removal, pay all utilities and do repairs that are under $100.

Large security deposits required by utilities for commercial accounts