The larger commercial assets are professionally managed by large PM firms so the lender cares less about your local ties and more about your liquidity versus net worth.Of course there are exceptions these are just the guidelines of what I see with clients.

He gets the cash (except for $5K) and both of you are on the title.

One out of five offers get accepted.I do offer 90% on off market deals (except for trash houses where ask price is ridiculous).  

I do not allow puppies or dog breeds that would void my home insurance...those are the only exceptions. 

Subtract $815 which is what I pay for mortgage, taxes, and HOA dues, leaves $235).I was planning to start seriously looking next year, since I am finishing up paying off all debt except the mortgage.  

I'm sure they could appreciate some, but Indy in general doesn't see much appreciation, except for in a few areas.

One needs to really dig into the deal.. the portal once funded is out of it.. except of course for arranging the payments and servicing.. however if they get a pay off and it comes to the portal and they don't disperse that's a completely different matter as you pointed out.

Though, of course as always, Orleans Parish is the "exception" for anything that is actually beneficial for its citizens. 

Now that we have 5 houses, we are just excepted by our friends as "weird". 

To my knowledge there wasn't a difference except for maybe the filing fees.