I just asked a title rep in the area and she says they wont handle a close even as a transaction coordinator unless they write a policy for it which they cant do on a manufactured home on a rented lot.

For tax purposes, it's considered a reimbursement for property damage.

This will feel like you are skipping your December mortgage payment, but it will all be contained within your prepaid interest and your mortgage payoff.           

Hey @Marc Shin, do a quick search and you will find a lot of info on this topic.There are ways to get it done.

If you're still wanting to do it - lowest cost of entry I could think of getting yourself a list of a few thousand properties and then hammering through them for hours a day until you find someone interested. 

You should be able to do anything and everything anytime you want, it is your business.

Long answer - it's complicated.For 2024 you have a personal residence with room hacking.

I keep these logging in so all they have to do is click on YT app which is at the top of the apps. 

This would be our second duplex house hack, and while it's been a great investment, the neighbor our current duplex is located in is not the worst, but not the greatest either, especially when it comes to school district.

@Marc ChaleIf they want to clear it up- why get a third party collector - compute what they owe and send it to them.