Yup, but it helps.It is a simple decision, but has to be based on your own internal needs and desires.

Your tax documents are just part of the story.As for bankers not giving a straight answer, there is a lot more than just ratios that go into the lending decision.

It's nice to be conscious of your realtor's time, but ultimately it is his decision whether he wants to continue to invest in this process.

That doesn't even address the issue of market appreciation of the properties in question, or the expected turnover rates for each, or a host of other issues.You'll have to do an analytical review of the pros and cons based on your values in addition to the items which you can actually quantify, and then base your decision on that.Good Luck!

Hey @Shawn Smith @Brandon TurnerThe BRRRR method is IRA friendly but only for the benefit of the IRA and only with your indirect involvement (decision making only).

You're saving money and you're not in a hurry, meaning you can make good decisions without outside pressures. 

That's too big of a range for me to make a decision. 

And I was extremely upset when the city allowed a neighbor next door to one of my units to have a home bakery, so you also should think about the disruption to the neighborhood with clients coming and going before making any decision.

With the description of your proximity this will affect demand significantly.He also stated proximity to campus isn't a key decision factor for students anymore.  

It is a personal decision.