I confirmed the Provider type as an Adult 24-Hour Residential Program which is approved in the county the home is in.

We will both have over $25K each before making our purchases, but hope that first time homebuyer programs will eliminate our need for a down payment and reduce or eliminate closing costs. 

What are we doing to be competitive in our offers - I need to find a property in less then one month to be able to use the home possible program due to changes in my income.

Everything I've looked up all seems to have programs to become an agent, but I have no interest in selling homes.

The programs that don't follow those rules don't get the Fannie/Freddie subsidy on the back end, so that loss of back-end profit will be made up for by you, on the front-end, paying a higher rate, higher fees, worse terms, some combination thereof.

They emailed me a Housing Solutions Table with an overview of all their programs. 

Specific milestones meaning drywall hung, taped and mudded, or all walls/ceiling/trim painted or Final inspection completed and Certificate of occupancy issued.  

I need to renew Certificate of Inspection for my rental property in Somerville MA.

Been a while since I looked into it but as I remember it you have to have separate meters for each unit, low flow faucets and toilets installed and a certificate from the town water commission that the requirements have been met.

I receive monthly payments from a personal injury settlement, but because this does not count as income, I don’t believe I can get approved for a regular home loan program even though I have an excellent credit score and some cash for a down payment.