You pay for having quick and easy access.  

That's why I discount Amazon resellers as legit businesses and why I focus on repositioning Multi-Family Home (MFH) apartments, because it changes the lives of the tenants that live there by transforming a community.There are 8 money mindsets Savings Mindset – Are you pre-programmed to save money?

If you get lots of showings but no takers then something may be wrong in the apartment.  

Next, IF you have access to private funding (family, friends, colleagues), THEY would likely charge less than HML Interest Rates for any balance still needed.

That being said, we managed to renovate the 2nd apartment unit, clean up the first floor, and duplex down to the basement to add a bedroom and bathroom.

That being said, we managed to renovate the 2nd apartment unit, clean up the first floor, and duplex down to the basement to add a bedroom and bathroom.We still have a fair amount of work to do.

I remember apartment hunting for a place to live before moving to Atlanta, and nothing would grind my gears more than not seeing lots of pictures and a listed price.

Many of them will be in FEMA provided housing (hotels, motels, small apartments) for upwards of two years. 

A good "one stop shop" with a solid track record (make sure said track record is apartments and further same type asset you're purchasing) in the given market should be easy to find with some diligent investigation.

This may not be ideal, but it is one way.The other way would be to work with a lender who has access to Non-QM products, and whose overlays do not restrict the number of financed properties allowed.