I would proceed with caution.

I am curious that if I have a perfect payment history with Wells Fargo and its former banks since 1990 why would they go out of their way to "randomly check my credit score" and say because of the housing market falling out of my control and having to proceed with 2 short sales, that it would have any bearing on my repaying any money on a HELOC from Wells Fargo?

Is your seller prepared for any other expenses that might come out of his proceeds?

Uh huh, yes, true, yep, I proceed to take the pick axe and shovel and dug the hole.

After listening to a plethora of Insightful BiggerPockets podcasts I believe this is the most advantageous way to proceed.

Saving all the info possible makes the difference when you need to proceed with a claim. 

Please note that per the multiple loan rules, the amount of the loan must be reduced by the highest outstanding balance of any other 401k participant loan over the prior 12 months (regardless of whether such other loan is currently outstanding).Monthly or Quarterly Payments: The loan must be paid back in equal monthly or quarterly payments of principal and interest.Interest Rate: The interest rate is equal to prime plus 1% (or CD rate plus 2%) and is a fixed rate that is set at the time that the loan is taken.Term of the Loan: Five-year term unless the proceeds of the loan are used to purchase a primary residence in which case the term of the loan may be up to 30 years.First Payment:For monthly payments, the first payment that would otherwise be due is delayed until January 2021 (e.g. if the first monthly payment would have been due on May 15, 2020, it will be due on January 15, 2021).For quarterly payments, the first payment that would otherwise be due is delayed until the first quarter of 2021 (e.g. if the first quarterly payment would have been due on May 15, 2020, it will be due on February 15, 2021).EXISTING LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.If you meet the above conditions:You may delay making any 401k loan payments due between 3/27/2020 and 12/31/2020.You must commence making loan payments in January 2021 (or the first quarter of 2021 if your loan payments are due on a quarterly basis).If you elect to delay making such loan payments, the term of your loan will be appropriately extended.

We all need to eat and pay bills today, so there is a lot to be said for cash in hand.I'm personally several years into liquidating my own SD-IRAs and moving the proceeds to High Cash Value Life Insurance. 1.

Sidebar:I decided to look at some recent foreclosures (resulting from courthouse sale, specifically MERS serviced) via recorded docs rather than from the special proceedings room.

The two sidewalls should also be incorporated into this system at the corners to tie the three walls together.I hope this report provides you with the information you need to proceed.