For very well qualified borrowers (that can fully verify income) and seeking prime HELOC rates and terms I always suggest checking in  with their personal bank or credit union first.

Rock solid rental while the money is in the stocks doing double duty as the principle investment as well as your down payment equivalent.  

By making targeted upgrades and ensuring the property was well-maintained, I was able to enhance its appeal to prospective tenants, thereby increasing occupancy rates and rental income.

Unless you are building Rental units, the SF Retail market construction market is not doing well, hopefully your builder is borrowing money at sub 10% interest rates.  4 years ago, a lot of builders were only factoring in 3% for total loan costs, I would think that the carry costs would be 10% or more currently.  3.

Check the in person events and meetups in your local area, our online community is full of knowledge and folks willing to share and still nothing replaces the opportunity to interact IRL, you never know who you will meet and where that can take you on your REI journey. 

Cloud, MN as it's close to where I'm currently living, as well as being close to a popular state university.

I assume you know the market well if you're from Newark but again I'll ask, why?

Whether you choose to flip or explore other creative ways to build your portfolio, trust in your skills and knowledge—you’ve got this!

These procedures can assist you in learning from experienced investors, identifying possible partners or contractors, and making sound investment selections.

I'd love to network and learn from you as well, If you'd like to meet up sometime an talk real estate let me know 👍👍